General Liability and Workers Compensation Insurance in Shelby, Gastonia, and Forest City, North Carolina 

At A1 Insurance, we understand that managing a business comes with inherent risks. We are here to help you mitigate those risks with comprehensive insurance solutions. Let us help protect your business with General Liability Insurance and Workers Compensation Insurance. 

General Liability Insurance 

General Liability Insurance is a cornerstone of business protection, primarily consisting of liability coverages that safeguard your business against injury or damage claims made by third parties. Our policies provide coverage for liability arising out of: 

• Premises and Operations – Coverage for bodily injury or property damage that arises from your daily business operations.
• Fire Damage Liability –Protection for damage by fire to premises rented by the insured party.
• Personal and Advertising Injury– Covers claims related to libel, slander, invasion of privacy, copyright infringement, and advertising misrepresentation.
• Medical Payments – This pays for immediate medical expenses related to an injury occurring on your business premises.
• Products/Completed Operations –This covers liability for injuries or damages caused by your products or business operations after the product has been sold or the operation is completed.

To further simplify your business insurance, consider a Business Owners Package. This comprehensive policy combines Liability, Property, and other types of coverage, saving you time and potentially reducing the overall cost of your insurance program. 

In today’s litigious society, lawsuits can quickly escalate into the million-dollar range. To protect your business against such severe financial consequences, you may want to add extra liability protection in the form of a Commercial Umbrella Policy. We can discuss these plans with you and determine whether they’re a good fit for your business. 

Workers Compensation Insurance 

In addition to General Liability Insurance, Workers Compensation Insurance is a must for any business. It covers medical costs and a portion of lost wages for employees who become injured or ill on the job. It’s not just good business sense—it’s the law in many states, including North Carolina. 

Contact A1 Insurance for a Quote 

At A1 Insurance, we are dedicated to helping your business thrive by providing robust insurance solutions. Contact us today to discuss your General Liability and Workers Compensation insurance needs in Shelby, Gastonia, and Forest City, North Carolina. Let us provide the security you need to run your business with peace of mind.